We believe in keeping your investment costs as low as possible and your money available to you when you need it.
Our process contains the following steps:
1. FINANCIAL PLAN
Creating your optimal portfolio starts with a financial plan made up of 2 parts:
1. Determine your goals, risk tolerance, and time horizon
2. incorporate your hopes and concerns.
2. ASSET ALLOCATION
mix of different asset classes such as stocks, bonds, cash, and alternatives appropriate for your risk tolerance and time horizon.
3. ONGOING TACTICAL MANAGEMENT
We seek to overweight asset classes and sectors of the market doing better, and underweight or avoid altogether areas of the market doing poorly.
Please be aware that markets fluctuate every day and that ETF investing carries risks including the potential for loss of principal. Asset allocation, which is driven by complex mathematical models, should not be confused with the much simpler concept of diversification. Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns. Additional risks are associated with international investing, such as currency fluctuations, political, and economic stability, and differences in accounting standards. Rebalancing may be a taxable event. Denton Olde nor Olde Wealth Management, LLC provide tax advice. You may wish to consult your tax professional regarding your individual circumstances.