VALUES & FEES

We have a fiduciary duty to our clients which means that we are held to the highest standard of care when advising you about your finances. We strive to uphold the following principles

  • Integrity

  • Objectivity

  • Competence

  • Fairness

  • Confidentiality

  • Professionalism

  • Diligence

All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. Past performance is not an indication or guarantee of future results.

FEE STRUCTURE

FINANCIAL PLANNING

Cost Included in Investment Management Fee

As a Certified Financial Planner™, financial planning is a core service that we provide for clients. Our goal is to:

  • Documented financial plan for approaching every aspect of your finances

  • Strive to be a trusted partner to help you identify, clarify, and prioritize your goals 

  • Determine if you are on track in saving for your goals 

  • Provide education and advice on financial topics

  • Refer you to other competent professionals such as an accountant or attorney when appropriate

  • Update your financial plan annually

INVESTMENT MANAGEMENT & FINANCIAL CONSULTATION

Annual flat fee based on 1% of assets managed

(Fee is reduced to 0.7% annually for assets over $700,000 & 0.5% annually for assets over $2 million)

We provide confidence by selecting investments that complement your financial plan and are appropriate for your goals and risk tolerance.

  • Identify and quantify your risk tolerance

  • Determine and implement an appropriate mix of stocks, bonds, and cash tailored to your risk tolerance and time frame

  • Find high quality, low cost, tax-efficient investments

  • Tactical investment approach attempting to overweight asset classes doing better and underweight or avoid asset classes doing worse

  • Monitor and rebalance your investments

PROMPT ONGOING SERVICE

Complimentary

  • Proactively contact you for periodic reviews

  • Meet with you throughout the year to update your plan and investments, address questions, and provide ongoing advice

  • Promptly respond to your calls, questions, and emails

  • Meet with your accountant and attorney to coordinate planning and implementation

  • Weekly blog posts to keep you updated on the market